Body Fat Calculator
Estimate your body fat percentage using the U.S. Navy method
How to Use This Calculator
To calculate your body fat percentage using this calculator, you will need a flexible tape measure and a few minutes to take accurate measurements. Begin by selecting your gender, as the formula differs for men and women. Then choose your preferred unit system, either imperial (inches) or metric (centimeters).
Measuring Your Waist: Stand relaxed with your feet shoulder-width apart. Locate your navel and wrap the tape measure horizontally around your abdomen at this level. Do not suck in your stomach or hold your breath. The tape should be snug against your skin without compressing it. Record the measurement after a normal exhale.
Measuring Your Neck: Tilt your head slightly back and measure around the narrowest part of your neck, which is typically just below your larynx (Adam's apple). Keep the tape measure perpendicular to the long axis of your neck. Avoid measuring over clothing or jewelry.
Measuring Your Hips (Women Only): Stand with feet together and measure around the widest part of your buttocks and hips. Keep the tape parallel to the floor and ensure it passes over the fullest part of your hip bones. Do not compress your hips or pull the tape too tightly.
Once you have entered all measurements, click the calculate button. The calculator will display your estimated body fat percentage, your fitness category, and a breakdown of your fat mass and lean mass. For the most consistent results, take measurements at the same time of day, preferably in the morning before eating and after using the restroom. Take each measurement twice and use the average for best accuracy.
Understanding Body Fat Percentage
Body fat percentage represents the proportion of your total body weight that consists of fat tissue. Unlike body weight alone, which includes muscle, bone, water, and organs, body fat percentage tells you specifically how much of your body is composed of fat. This measurement provides a more accurate picture of your body composition and overall fitness level than the scale alone.
Essential Fat vs. Storage Fat: Your body contains two types of fat with distinct purposes. Essential fat is required for normal physiological function, including hormone regulation, vitamin absorption, nerve insulation, and protection of vital organs. Men require 2 to 5 percent essential body fat, while women need 10 to 13 percent due to reproductive and hormonal requirements. Storage fat accumulates beneath the skin (subcutaneous fat) and around organs (visceral fat) as an energy reserve. While some storage fat is normal and healthy, excessive amounts increase health risks.
Healthy Ranges by Gender and Age: Optimal body fat percentages vary significantly between men and women due to biological differences. For men aged 20 to 39, a healthy range is typically 8 to 19 percent, with 14 to 17 percent considered fit. Women in the same age group should aim for 21 to 32 percent, with 21 to 24 percent being fit. As we age, body fat naturally increases while muscle mass decreases. Men aged 40 to 59 may have healthy percentages of 11 to 22 percent, while women of the same age range from 23 to 33 percent. After age 60, ranges increase further as maintaining muscle becomes more challenging.
Measurement Methods Compared: Several techniques exist for measuring body fat, each with different accuracy levels and accessibility. The US Navy circumference method used by this calculator provides a convenient estimate using only a tape measure, with accuracy within 3 to 4 percent of laboratory methods. Skinfold calipers measure subcutaneous fat at specific body sites and require trained technicians for accuracy. Bioelectrical impedance analysis (BIA) sends a small electrical current through the body and is found in many bathroom scales, though hydration levels significantly affect results. Hydrostatic (underwater) weighing measures body density by water displacement and was long considered the gold standard. DEXA (dual-energy X-ray absorptiometry) scans provide the most accurate measurements by differentiating between bone, lean tissue, and fat mass, but require specialized medical equipment.
Body fat distribution matters as much as the total amount. Fat stored around the abdomen, known as visceral fat, poses greater health risks than fat stored in the hips and thighs. Visceral fat surrounds internal organs and releases inflammatory compounds that can contribute to chronic disease. This is one reason why waist measurements are included in body fat calculations and health assessments. Research shows that waist circumference above 40 inches for men or 35 inches for women indicates elevated cardiovascular and metabolic risk regardless of overall body fat percentage.
Several factors influence your body fat percentage including genetics, age, gender, diet, and physical activity level. As people age, they tend to lose muscle mass and gain fat, even if their weight remains stable. This process, called sarcopenia, can result in a person having a normal weight but an unhealthy body composition. Regular exercise, particularly strength training, helps maintain muscle mass and keep body fat levels in a healthy range throughout life.
Body Fat Examples
Male Athlete Example: Marcus is a 28-year-old competitive cyclist who is 71 inches tall with a 15.5 inch neck and 30 inch waist. His calculated body fat percentage is approximately 11%, placing him in the athlete category (6 to 13 percent for men). At this level, he has visible muscle definition, prominent vascularity, and minimal subcutaneous fat. His low body fat supports his athletic performance but requires careful attention to nutrition to maintain adequate energy and hormone levels.
Female Fitness Example: Sarah is a 32-year-old personal trainer measuring 66 inches tall with a 12.5 inch neck, 27 inch waist, and 37 inch hips. Her estimated body fat is approximately 22%, which falls in the fitness category for women (21 to 24 percent). She maintains visible muscle tone and a lean physique while having adequate body fat for healthy hormone function, regular menstruation, and sustained energy for her active lifestyle.
Average Adult Example: David is a 45-year-old office worker who is 69 inches tall with a 16 inch neck and 36 inch waist. His body fat percentage calculates to approximately 22%, placing him in the average category for men (18 to 24 percent). While this is within a normal range, David could improve his body composition through increased physical activity and dietary modifications. Reducing his waist circumference by a few inches would move him into the fitness category and potentially reduce his risk of metabolic conditions.
Health Improvement Example: Jennifer is a 38-year-old mother of two measuring 64 inches tall with a 13 inch neck, 33 inch waist, and 42 inch hips. Her calculated body fat is approximately 35%, in the obese category for women (above 32 percent). Her healthcare provider has recommended lifestyle changes to reduce her body fat for better cardiovascular health. By combining regular exercise with improved nutrition, she can work toward the average or fitness range over time.
Body fat categories
| Category | Women | Men |
|---|---|---|
| Essential Fat | 10-13% | 2-5% |
| Athletes | 14-20% | 6-13% |
| Fitness | 21-24% | 14-17% |
| Average | 25-31% | 18-24% |
| Obese | 32%+ | 25%+ |
The U.S. Navy method formula
The U.S. Navy developed this body fat estimation method in the 1980s as a simple way to assess the fitness of military personnel without expensive equipment. The formula uses logarithmic calculations based on body circumference measurements and height.
BF% = 86.010 x log10(waist - neck) - 70.041 x log10(height) + 36.76
Women:
BF% = 163.205 x log10(waist + hip - neck) - 97.684 x log10(height) - 78.387
All measurements should be in centimeters for this formula. The calculator automatically converts imperial measurements to metric before applying the formula.
Frequently Asked Questions
What is a healthy body fat percentage?
Healthy body fat percentages vary significantly by gender and age. For men, the fitness range is 14 to 17 percent, while 18 to 24 percent is considered average. For women, the fitness range is 21 to 24 percent, with 25 to 31 percent being average. Athletes typically maintain lower percentages: 6 to 13 percent for men and 14 to 20 percent for women. As people age, healthy ranges increase slightly due to natural changes in body composition. The American Council on Exercise (ACE) publishes detailed guidelines by age group. Remember that extremely low body fat can be as unhealthy as extremely high body fat, so aim for a sustainable range rather than the lowest possible number.
How is body fat percentage different from BMI?
Body Mass Index (BMI) calculates your weight relative to your height using a simple formula (weight divided by height squared) without distinguishing between muscle, bone, water, and fat. Body fat percentage specifically measures the proportion of your total mass that is fat tissue. This distinction is clinically significant: a muscular athlete might have a BMI of 28 (overweight category) while having only 12 percent body fat, whereas a sedentary person might have a normal BMI of 23 but carry 30 percent body fat. Body fat percentage provides a more accurate picture of metabolic health, though BMI remains useful for population-level health assessments and is easier to calculate without specialized measurements.
What is essential body fat and why do I need it?
Essential body fat is the minimum amount of fat required for normal physiological function and survival. For men, this is approximately 2 to 5 percent of total body weight; for women, it is 10 to 13 percent. This fat is not the same as storage fat that accumulates with excess calories. Essential fat is found in bone marrow, the central nervous system, heart, lungs, liver, kidneys, and other organs. It plays critical roles in hormone production (including testosterone and estrogen), vitamin absorption, temperature regulation, nerve insulation, and protecting vital organs from impact. Women require higher essential fat levels due to reproductive functions including breast tissue and fat stores needed for potential pregnancy and breastfeeding.
What is the best way to reduce body fat?
Reducing body fat sustainably requires a multi-faceted approach combining nutrition, exercise, and lifestyle factors. Create a moderate caloric deficit of 300 to 500 calories per day through diet modifications, focusing on protein intake (0.7 to 1 gram per pound of body weight) to preserve muscle mass. Incorporate both resistance training and cardiovascular exercise: strength training builds muscle which increases metabolic rate, while cardio creates additional caloric expenditure. Prioritize sleep (7 to 9 hours nightly) since poor sleep increases hunger hormones and promotes fat storage. Manage stress levels, as chronically elevated cortisol encourages abdominal fat accumulation. Avoid crash diets, which typically result in muscle loss and metabolic adaptation, making future fat loss more difficult.
How accurate are different body fat measurement methods?
Measurement methods vary significantly in accuracy and accessibility. DEXA scans are considered the gold standard with approximately 1 to 2 percent error, but require medical facilities and cost $75 to $150 per scan. Hydrostatic weighing has similar accuracy but requires specialized equipment with water tanks. The US Navy circumference method used by this calculator has accuracy within 3 to 4 percent and requires only a tape measure. Skinfold calipers, when used by trained professionals, achieve 3 to 4 percent accuracy. Bioelectrical impedance scales found in homes vary widely in accuracy (4 to 8 percent error) and are heavily influenced by hydration, recent exercise, and meal timing. For tracking progress, consistency matters more than absolute accuracy: use the same method at the same time of day for reliable trend data.
What body fat percentage do athletes typically have?
Athletic body fat percentages vary by sport and gender. Male endurance athletes like marathon runners often maintain 5 to 10 percent body fat to minimize weight while preserving muscle. Male bodybuilders compete at 3 to 6 percent but only maintain these dangerously low levels for competition day, returning to 8 to 12 percent off-season. Female endurance athletes typically range from 12 to 18 percent, while female fitness competitors may reach 10 to 14 percent for competitions. Team sport athletes like basketball and soccer players often maintain higher body fat (10 to 18 percent for men, 16 to 25 percent for women) for sustained energy and injury protection. Extremely low body fat levels carry health risks including hormonal disruption, immune suppression, and increased injury risk, so most athletes should not aim for competition-level leanness year-round.
Can I target fat loss in specific body areas?
Spot reduction, the idea that you can lose fat from specific areas by exercising those muscles, is largely a myth unsupported by scientific research. When your body burns fat for energy, it draws from fat stores throughout the body based primarily on genetics, hormones, and gender. Men tend to lose abdominal fat last, while women often retain fat in hips and thighs until later in their fat loss journey. However, you can improve the appearance of specific areas by building muscle through targeted exercises: stronger abdominal muscles create a firmer, more defined midsection even before significant fat loss. The most effective approach combines overall fat reduction through caloric deficit and cardiovascular exercise with resistance training to build muscle in desired areas.
How should I track my body fat progress over time?
For accurate progress tracking, measure your body fat at consistent intervals using the same method and conditions. Monthly measurements are ideal for most people: more frequent testing often captures daily fluctuations in hydration and food intake rather than true body composition changes. Measure in the morning after using the restroom but before eating or drinking, ideally on the same day each month. Record not just body fat percentage but also individual circumference measurements and body weight. Progress photos taken in the same lighting and poses can reveal visual changes that numbers miss. Expect body fat loss of 0.5 to 1 percent per month with consistent effort: faster loss often indicates muscle loss alongside fat. Consider tracking other health markers like energy levels, strength gains, and clothing fit alongside body fat percentage.
Health Tips for Body Composition
Body Composition Matters More Than Weight: The number on the scale does not tell the full story of your health. Two people at the same weight can have dramatically different body compositions, health risks, and physical capabilities. Focus on building and maintaining lean muscle mass while reducing excess body fat rather than simply trying to lose weight. Muscle tissue burns more calories at rest, supports metabolic health, protects joints, and maintains functional independence as you age.
Strength Training Is Essential: Resistance training is one of the most effective tools for improving body composition at any age. Lifting weights or performing bodyweight exercises 2 to 4 times per week stimulates muscle protein synthesis, increases bone density, improves insulin sensitivity, and creates metabolic benefits that persist long after your workout ends. You do not need to become a bodybuilder: even moderate strength training preserves muscle mass during fat loss and reverses the muscle decline that naturally occurs with aging.
Nutrition for Body Composition: Protein intake is crucial for both building muscle and losing fat. The American College of Sports Medicine recommends 1.2 to 2.0 grams of protein per kilogram of body weight daily for active individuals. Distribute protein intake across meals for optimal muscle protein synthesis. Emphasize whole foods including lean proteins, vegetables, fruits, whole grains, and healthy fats. Avoid extreme diets that eliminate entire food groups or create severe caloric deficits, as these approaches often result in muscle loss and metabolic adaptation.
Sources: Body fat percentage guidelines and health recommendations referenced from the American Council on Exercise (ACE), American College of Sports Medicine (ACSM), and the National Institutes of Health (NIH).
Health Disclaimer
This body fat calculator provides estimates for educational and informational purposes only. The US Navy method, while validated for use in fitness assessments, cannot account for individual variations in body composition. Results should not be used to diagnose any health condition or replace professional medical evaluation.
Body fat percentage is just one indicator of health among many. Factors such as blood pressure, cholesterol levels, blood glucose, cardiovascular fitness, and mental well-being all contribute to overall health status. Individuals with certain conditions including pregnancy, edema, or unusual body proportions may receive inaccurate results from circumference-based methods.
If you have concerns about your body composition or overall health, consult with a healthcare provider or certified fitness professional. They can provide more accurate assessments using advanced methods and offer personalized guidance based on your individual health profile, medical history, and goals.
Did you know?
- Essential body fat for survival is 3 to 5 percent for men and 8 to 12 percent for women.
- Your brain is about 60 percent fat by dry weight, making fat essential for cognitive function.
- Professional bodybuilders compete at 3 to 6 percent body fat, which is dangerously low and unsustainable for more than a few days.
- The average American man has about 28 percent body fat, while the average woman has about 40 percent.
- Brown fat, a special type of fat tissue, actually burns calories to generate heat and may help with weight management.