Retirement Calculator
Plan how much you need to save for retirement
years
years
$
$
%
$
The 4% Rule
The 4% rule suggests you can withdraw 4% of your retirement savings annually without running out of money over a 30-year retirement. To find your target:
Retirement Savings Needed = Annual Income × 25
Example: $48,000/year × 25 = $1,200,000 needed
Retirement Savings Tips
- Start early - time is your greatest asset due to compound interest
- Max out employer 401(k) matching - it's free money
- Consider Roth accounts for tax-free growth
- Increase contributions with each raise
- Review and rebalance annually